This one’s a bit obvious, but regardless of which, there are a few points worth noting..
The more points you have on your license, the more you’ll pay out for insurance. It’s not uncommon for one speeding offence to bump your insurance up by 5%, while if you’re caught drink driving or using a mobile phone while behind the wheel, your premiums could more than double.
Female and mature drivers tend to get cheaper car insurance simply because they offer a lower risk to insurers
