Adding an additional driver to your policy who has a good driving record will average out your risk to insurers and therefore cut your car insurance policy. It will not always make a vast different, but it’s worth trying nonetheless.
The greatest reduction in car insurance will be found where a young person with no history of driving adds a parent or mature driver to their policy. Alternatively, The No.1 trick here is to insure the greater risk driver (i.e. the younger person) as the 2nd named driver and insure the car in the 1st person with the mature or experienced driver. Never add your name as the main driver on a young person’s car when they drive it the most as it could cost you a lot more money than an extra £100 in the first place. Using the mature of experienced driver as the main policy holder on a policy can reduce premiums by sometimes up to 200%
